Menu

76 Sermon Illustrations on Stewardship

76 illustrations Page 1 of 2

Stewardship in Christian preaching emphasizes faithful management of all God’s gifts—time, talents, and resources—for His glory and kingdom purposes. It uses images like investments, stewardship of time, and the parable of talents to illustrate accountability and fruitful service (1 Corinthians 4:2; Matthew 25:14-30). These pictures encourage believers to wisely use their single life opportunity to serve God effectively and reap eternal rewards.

Leftovers

Numbers 18:29

We should give God our best, not leftovers, as an act of true sacrifice and worship.

When you invite special guests to your home, do you warm up the leftovers in the refrigerator and serve them on paper plates in front of the television? Of course not. Most of us prepare a special meal, use our best dishes and arrange our schedules so that we can spend quality time with our guests. In other words, we offer them our very best. How many of us invite the Lord Jesus into our life and then serve Him "leftovers"? We give Him time "leftover" from our work, our families or our recreation. We give Him talents "leftover" from our social organizations, our sports activities or our hobbies. We give Him money "leftover" after we pay our bills and our taxes and put some money aside for our vacation. "Out of all the gifts you receive you shall set aside the contributions to the Lord; and the gift which you hallow must be taken from the choicest of them" (Numbers 18:29). Have I given to the Lord who died for me the choicest, or have I given Him "leftovers"? Do You Know What Sacrifice Means? Two wealthy Christians, a lawyer and a merchant, joined a party that was going around the world. Before they started, their minister earnestly asked them to observe and remember any unusual and interesting things that they might see in the missionary countries through which the party was to travel. The men promised-carelessly, perhaps-to do so. One day in Korea, they saw in a field by the side of the road a boy pulling a crude plow, while an old man held the handles and directed it. The lawyer was amused, and took a snapshot of the scene. "That's a curious picture! I suppose they are very poor," he said to the missionary who was interpreter and guide to the party. "Yes," was the quiet reply. "That is the family of Chi Noui. When the church was being built they were eager to give something to it, but they had no money so they sold their only ox and gave the money to the church. This spring they are pulling the plow themselves." The lawyer and the businessman by his side were silent for some moments. Then the businessman said, "That must have been a real sacrifice." "They did not call it that," said the missionary. "They thought it was fortunate they had an ox to sell."

Rockefeller's Testimony

Faithful tithing from youth leads to lifelong stewardship and blessing.

"Yes, I tithe," said John D. Rockefeller, Sr., "and I would like to tell you how it all came about. I had to begin work as a small boy to help support my mother. My first wages amounted to $1.50 per week. The first week after I went to work, I took the $1.50 home to my mother, and she held the money in her lap and explained to me that she would be happy if I would give a tenth to the Lord. "I did, and from that week until this day I have tithed every dollar God has entrusted to me. And I want to say, if I had not tithed the first dollar I made I would not have tithed the first million dollars I made. Train the children to tithe, and they will grow up to be faithful stewards of the Lord."

Reward of Giving

What we give in this life remains ours eternally, unlike what we keep.

When we stand before the judgment seat of Christ to render an account of our stewardship, we will fervently regret giving so little, since it is inescapably true that what we spend we lose; what we keep will be left to others; what we give away will remain forever ours.

Importance of Messenger

Ministry requires resources to deliver God's free grace to people.

A tight-fisted Christian, annoyed by the appeals of his preacher for funds, burst out one day, "Pastor, doesn't the Bible declare that the water of life is free, that grace is without money?" "Yes," replied the preacher, "but it takes pipes to channel the water to the people, and pipes cost money."

How Important Are You-to You?

Self-centeredness leads to wasted resources and a life lacking true blessing.

Near Lincoln, Kansas, stands a group of gravestones that boggles the imagination. A farmer named David, a self-made and determined man, managed to amass a considerable fortune, but had few friends and no relatives for whom he cared. When his wife died, David erected an elaborate statue showing both her and himself sitting at the opposite ends of a loveseat. So pleased was he with this monument that he commissioned the sculptor to create another, this time showing him kneeling at her grave with a wreath in his hand. And that made such a fine impression upon him that he set out to erect still another tombstone depicting his wife kneeling at his future graveside with a wreath. He even put wings on her back as she now resided in another world. So, as time passed and one idea led to another, he eventually spent over a quarter of a million dollars on monuments to his wife and himself. David had no interest in aiding his fellowmen or benefiting his nearby town. Nor did he become a blessing to the church, for he used all of his resources on shrines to self. He died at the age of 92, a resident of the poorhouse, and his cherished stones are slowly but surely sinking into the Kansas soil, victimized by vandalism and neglect, weathered by time.

Stewardship Where Is the Time?

Using waiting time to memorize Scripture exemplifies wise stewardship of time.

Fred sat in his car, glaring angrily at the red traffic light-one minute, two minutes, three minutes! You would think for those little side roads they would have only a one-minute green light. There, only two cars went through all the time that he and the other motorists on the main road were waiting! How frustrating! Those lights always seem to turn red just as you drive up. Behind Fred, in another car, sits Tom. But he does not mind the light a bit. It just gives him a chance to learn another Bible verse. He has a new one in a little stand on the dashboard, and he is saying it over and over. By the time the light changes, he will have another verse to use in witnessing! It is estimated that the average motorist spends 26 hours a year waiting for traffic signals to change. And if Fred and Tom are average motorists, then Fred will spend 26 hours a year running his blood pressure up in angry frustration, and Tom will spend 26 hours a year memorizing God's Word so he will be a better servant of Jesus Christ.

It Is Finished

Many great lives ended with regret, unlike Christ who declared His work finished.

Apart from our Lord, it is hard to think of historical figures whose dying words were, "It is accomplished!" Alexander the Great conquered Persia, but broke down and wept because his troops were too exhausted to push on to India. Hugo Grotius, the father of modern international law, said at the last, "I have accomplished nothing worthwhile in my life." John Quincy Adams, sixth President of the United States-not a Lincoln, perhaps, but a decent leader-wrote in his diary: "My life has been spent in vain and idle aspirations, and in ceaseless rejected prayers that something would be the result of my existence beneficial to my species." Robert Louis Stevenson wrote words that continue to delight and enrich our lives, and yet what did he pen for his epitaph? "Here lies one who meant well, who tried a little, and failed much." Cecil Rhodes opened up Africa and established an empire, but what were his dying words? "So little done, so much to do."

Wealth of Time

Life's daily time is a nonrenewable gift to be invested wisely for God.

If you had a bank that credited your account each morning with $86,400, that carried over no balance from day to day, and allowed you to keep no cash in your account, and every evening canceled whatever part of the amount you had failed to use during the day, what would you do? Draw out every cent, of course. Well, you have such a bank, and its name is "Time." Every morning it credits you with 86,400 seconds. Every night it rules off, as lost, whatever of this you have failed to invest to good purpose. It carries over no balances. It allows no overdrafts. Each day it opens a new account with you. Each night it burns the records of the day. If you fail to use the day's deposits, the loss is yours. There is no going back. There is no drawing against tomorrow. You must live in the present-on today's deposits. Invest it so as to get from it the utmost in health, happiness and success! Only one life 'Twill soon be past, Only what is done for the Lord Will last!

Only One Life

We have only one life to spend; it must be spent wisely for God.

With a shining quarter, a tiny little boy went into a candy store. With the utmost seriousness, studying each assortment with deep thoughtfulness, he wandered from case to case. Tired of waiting, his mother called, "Hurry, son, spend your quarter. We must be going." The child replied, "But Mama, I have got to spend it carefully; I only have one." You, too, have only one life. How are you spending it?

Buried Talents

Neglecting to use God-given gifts is like burying talents and cheating ourselves.}]}

Talent is a strange word; it means a coin or one's capability or a gift. So when we are given children and we neglect to tell them the stories of faith, we are burying our talents. When we are given friends and we neglect to significantly touch their lives, we are burying our talents. And when we are given a song to sing and we sing it not, we are burying our talents. Whatever talent means-whatever it is we are burying-our money, our faith, our love or a song, the meaning of the story is clear: burying talents means not using God's gifts. Who Is Robbed in Unfaithfulness? An interesting fable is told of a rich man who wanted to help a poor man. The rich man hired the poor man to build a house on the hillside and went away on a long journey. The carpenter said to himself, "My boss is away and I can use cheap materials for the parts of the house which will not show. The house will be weak and undesirable but nobody will know except me." But when the rich man returned he said, "The house is not for me: it is for you!" The carpenter accepted the key in astonishment. Instead of a first class home he now had a fourth-class home. God gives us a job, a life to build. We have to live in the house we build. If we do a shoddy job, we cheat one person-ourself. On Being Honest Many stories are told of Paul Gerhardt whose hymns are still sung in Germany. John Wesley translated some of them into English. Gerhardt's family was very poor. He was the shepherd boy who cared for the small flock of sheep and goats on the edge of the forest. One day a hunter came out from among the trees and asked the lad how far it was to the nearest village. "Six miles, sire," he replied, "but the road is only a sheep track and can easily be missed." "I have lost my way, and I am very tired," returned the hunter. "Leave your sheep and show me the way. I will pay you well." "No, sire," said Gerhardt. "I cannot do that for they would stray into the forest and be stolen or eaten by the wolves." "Never mind; your master would never miss one or two, and I would pay you more than the price of one or two sheep. "But sire, my master trusts me with these sheep, and I have promised not to leave them." "Well," said the hunter, "let me take care of the sheep while you fetch me food from the village and a guide." "The sheep do not know your voice and would not obey you, sir." "Can you not trust me? Do I not look like an honest man?" asked the hunter with a frown. "Sir," said the boy slowly, "You tried to make me false to my trust, and break my word to my master. How do I know that you will keep your word to me?" The hunter could not help laughing. "I see you are an honest lad, and I will not forget you," said the hunter. "Which is the path? I must find my way for myself." But Gerhardt would not let the man depart hungry, so he gave him the humble contents of his scrip. Just at that moment several men came hurrying through the forest uttering shouts of delight as they caught sight of the two of them. Gerhardt had been talking to the Grand Duke, and these were his attendants who had been much alarmed at his disappearance. This was the beginning of Gerhardt's future career of honor and success. Pleased with the lad's honesty, the Duke had him well educated and thus gave him a good state in life. Yes, God wants us to be honest in His sight, and to our fellowman. You will find throughout your life that it pays to be honest.

Mothball Christians

Inactive Christians consume resources but do not serve or contribute to the church's mission.

I once read that the United States Navy has 768 ships which comprise what they call the "mothball navy." These ships are anchored in various harbors around the country. They receive regular maintenance, being repainted periodically and receiving frequent electrical impulses to retard the process of rust and corrosion. Moisture content of the air in their inner compartments is kept at a proper level with giant humidifiers. While these ships can be readied for combat on very short notice, at the present time they just sit there doing absolutely nothing. The only purpose they presently serve is to provide jobs for those who provide the upkeep. It set me thinking about "mothball Christians." How many do you suppose comprise that fleet? They are being preserved somewhat through the ministry of concerned friends. They consume incredible amounts of time and energy in local churches. Periodically someone must go after them and try to reactivate them. Their talents and abilities are not being used for anything constructive. They are on the church roll and perhaps feel snugly harbored because of it. They receive a lot of attention and loving concern, but never give anything in return. They are served, not serving. I can see a legitimate reason for maintaining our "mothball navy." National security is at stake. But there is no excuse for believers to remain inactive. The energy and manpower needed to win the world is sidetracked-used up on those who should be involved in helping reach the world. Every Christian is responsible for using his God-given abilities for the salvation of the world. No Time for Time-Outs In football when the team faces a tough decision, the coach often calls for a time-out. In basketball when the press is on, the captain can call for a time-out. In soccer when the team is bushed, they can gain a few minutes respite with a time-out. But life does not work that way. There is no way that we can stop the clock to think about our problems. We cannot save, store, or stretch time. We may use or we may abuse time, but the clock keeps on ticking-inexorably. We can only plan how to spend the time given to us.

What Kind of Nail Are You?

Every believer's small role is vital to protect and maintain the church's spiritual health.

Here is a parable of a nail that teaches a great lesson: A new place of worship had just been completed. People came from near and far to see it. They admired the beauty of its windows, the walls, the carpet on the floors. Preachers were carried away with the handsome pulpit Bible. On the roof a little two-penny nail held down a shingle. This little nail heard the people praise everything else, but none mentioned the shingle nail or seemed to be conscious of its existence. The little nail became very angry and said, "If I am that insignificant, nobody will miss me if I quit.'So, the little nail pulled out, raced down the steep roof and fell on the soft ground below. That night a big rain came and the shingle nail was buried in the mud. The difference between being buried in the mud and holding down the shingle is this: before the nail was obscure but useful. Furthermore, it was protected under the shingle. Now it will soon be eaten up by rust. The worst of the story is yet to come. The shingle that the nail held down was now loose, and without the cooperation from the nail, it blew away, leaving a hole in the roof. The same big rain that buried the nail leaked in through the vacant spot where the shingle was, running into the beautiful auditorium. The water ran down the walls, leaving them all marred. It leaked upon the Bible and stained its pages. It leaked upon the carpet and the beautiful rug was stained. All because one little nail failed to do its job. Paul says in Romans 12:4-5 that we are "many members in one body, and all members do not have the same function, so we, who are many, are one body in Christ, and individually members of one another" (NAS). We have a world to win to the Savior and each of us has a responsibility to that task. What kind of nail are you? One that does his part and is essential to the glory of the Lord or one that fails to do what he is capable of and has the ability to do? Every nail is important and essential.

Wise Investment

Giving to God's work is a wise investment that yields eternal value beyond earthly loss.

Baylor University is a thriving institution in Beaumont, Texas. The Christian who gave the money for building that school later lost all his property. Men of the world asked him, "Don't you wish you had the money back that you put into that school?" He replied, "Not at all. It is all that I have saved. If I had kept that money, I would have lost it too. I am thankful that I gave that building when I did." The world may judge us by what we do with the property God has placed in our keeping. Nevertheless, we should only be concerned with God's estimation of our stewardship of His gifts.

Christians as Stewards

Christians are stewards of God's mysteries and must live accountable for their stewardship.

What the Treasury Department requires in financial matters, the Word of God requires in spiritual matters. The apostle Paul tells us that Christians must regard themselves as "stewards of the mysteries of God" (1 Corinthians 4:1). We are not originators of these mysteries, we are simply the recipients of them, holding them in trust under God. Paul wants to remind us by this expression that we are accountable. He has just finished speaking of that day when the work of each one will be made manifest. Just imagine how careless a treasurer might be if he knew that he would never have to give an accounting of the funds entrusted to him. As Christians we are to live constantly in view of the day of accounting that is coming. We will have to give an accounting for everything God has given us.

Only Today Is Ours

We are responsible to use today wisely for salvation and service, as only today is ours.

John Bate said, "Today is given us by Him to whom belong days. We have the power to use it as we please; we compass our salvation or our damnation within it; we can travel twenty-four hours of time nearer to heaven or to hell. We are responsible for its proper use. How important that we do the proper work of today in the sphere of today. That man is blessed who, at the close of his day, can look upon his finished work and anticipate tomorrow as bringing nothing but the things which legitimately belong to it. Today God speaks to us in His Word that we harden not our hearts. Today is the day of salvation. All duties, all privileges, all trials, all joys, all sorrows; in one word, everything we have, we have today. Yesterday is gone, tomorrow is not, only today is ours, and only in today do we hold all our possessions."

Purpose of Stewardship

Stewardship's purpose is to multiply God's investment by faithful cultivation and service.

Would you call the farmer faithful who didn't care enough to cultivate, weed, and spray his fields after the seed was planted? He should change his methods if he's not getting an adequate yield of produce. The purpose of farming is to raise a good crop, and the purpose of stewardship is to multiply the investment entrusted to a manager by his employer. Christian stewardship entails the responsibility of investing whatever time, talents, and possessions God has given us to yield the best returns to Him.

Spiritual Gems Must Be Sought

Spiritual truths require patient, diligent seeking, like divers searching for gems underwater.

On a visit to Sri Lanka I saw divers go down to the ocean floor and scoop up mud to find the precious stones hidden there. These gems can not be found on the beach but down in the ocean bed. All the secrets of God in nature have been wrested from Him by patient, painstaking investigation on the part of men.

Stewardship Training

Honesty in small stewardship tests builds character and integrity in believers.

When I was living in Khartoum, Sudan, a kind man named Stelios Costantinidies used to test me in a very interesting way. I will never forget it for it made a man of me. He would give me sufficient money and a little over to buy a small treat, and then wait to see whether I would return the change. He never asked how much the soda or ice cream cone cost-just how much I had spent. I had to be truthful, so I took the money out and gave him the right change. If you don't think this is a good test of character, try it on your own children.

He Thought Nothing of Money

A man spends freely on himself but gives little to God’s work, showing misplaced priorities.

He paid $70,000 for a house to live in for a few years upon this earth. He thought nothing of money. He paid $10,500 for a car. He thought nothing of money. He paid $800 for a television set. He thought nothing of money. He paid $300 for fishing gear. He thought nothing of money. He paid $400 for a deer hunt. He thought nothing of money. He paid $20 one evening watching the Dallas Cowboys play. He thought nothing of money. He paid $10 per week for tobacco. He thought nothing of money. He gave $5 whenever he went to church. He thought nothing of money!

Money in the Bank

Giving to God's work is an eternal investment that yields lasting spiritual returns.

A man gave several thousand dollars to help build a church. Then came the 1929 Stock Market crash. He lost everything. Someone said, "If you had that money you gave to start the church, you would have had enough to set yourself up in business again." He replied, "I would have lost that money, too, in the crash. As it is, it is the only money I saved. It is now in the bank of heaven, yielding interest which will accumulate until eternity." Hundreds have come to Christ through the church he helped build.

Expensive Economy

Refusing to sacrifice for God’s cause leads to losing both soul and salvation.

"The inhabitants of Constantinople would afford no money to the Emperor Constantinus Palelogus, when he begged from door to door for a supply for his soldiers; but what was the issue? The barbarous enemy won the city and got all. The like story there is of Musteatzem, the covetous caliph of Babylon, who was such an idolater of his wealth and treasures, that he would not spend anything for the necessary defence of his city, whereupon it was taken, and the caliph famished to death, and his mouth by Haalon, the Tartarian conqueror, was filled with melted gold." Such economy is evidently most extravagant. May not the like be said of those who give grudgingly to the cause of God, and of those who ruin their souls in order to increase their pelf? They refuse to be losers for Christ, and so lose their souls. Religion might cost them a loss in business, by leading them to close the shop on the Sabbath, or to act with strict uprightness: this they cannot afford, and so they throw away their souls in order to keep their coppers. Verily, the race of fools has not yet died out. Thousands still think it profitable to gain the world and lose their own souls. O Lord, teach me true wisdom! Make me willing to lose wealth, and health, and home, yea, and my life also, in order that I may follow Jesus and possess his salvation.

Whetting The Scythe

Wasting time on amusements wears us out more than productive work for God.

"Certainly the best of our hours should be taken up about the best business, and not in recreations. Those are to be blamed who as soon as they rise think about amusements, knit pleasure to pleasure, and wear away the scythe in whetting, not in working." This is a specially wise hint. Doubtless many occupy the chief of their thoughts upon mere sport and pastime, and wear out their minds by anxiously considering that which can only be allowable as a relief from anxious consideration. To expend more pains upon their pleasures than upon their duties is the mark of ungodly men, and the sign of folly. That which should be a rest from thought is made to be the theme of thought, and so a second wear and tear is created by the very process which ought to have prevented it: the scythe is not only worn away by its cutting, but by its whetting. Christian man, remember this. Let not allowable diversions become occasions for transgression. This they will be if they cause waste of time; for in such a case you will be reported to your Master as a steward who has wasted his goods. Nor will you be blameless if your recreations weary the brain and heart, and cause a new and unremunerative expenditure of force. Above all, you will be greatly censurable if there is the slightest tinge of sin about the amusement: "Abstain from all appearance of evil." "Happy is he that condemneth not himself in that which he alloweth."

from Illustrations and Meditations · F.B. Meyer discipline

Close Writing

Life is short; Christians should live purposefully, filling every moment with godly deeds.

"When men have much to say in a letter, and perceive that they have little paper left, they write closely." Looking at the shortness of life, and the much that has to be written upon its tablets, it becomes us also to do much in a short space, and so to write closely. "No day without a line," is a good motto for a Christian. A thoroughly useful life is sultum in parvo: it is necessarily little, for it is but a span; but how much may be crowded into it for God, our souls, the Church, our families, and our fellows! We cannot afford wide blanks of idleness; we should not only live by the day but by the twenty minutes, as Wesley did. He did not keep a diary, but a horary; and each hour was divided into three parts. So scanty is our space that we must condense, and leave out superfluous matter; giving room only to that which is weighty, and of the first importance. Lord, whether I live long or not, I leave to thee; but help me to live while I live, that I may live much. Thou canst give life more abundantly; let me receive it, and let my life be filled, yea, packed and crammed, with all manner of holy thoughts and words and deeds to thy glory.

from Illustrations and Meditations · F.B. Meyer

Beneficence, No Retrenchment in

Even in loss, believers should not reduce giving to God's work as a priority.

A Christian who had made heavy losses asked his pastor about the missionary collection. He said, "I have made it already; but, knowing that you had been a great loser this year, I did not think it proper to call upon you for your usual donation."—"My dear sir," replied the gentleman, "it is very true that I have suffered great losses, and must be prudent in my expenditures; but retrenchment must not begin at the house of God."

from New Cyclopaedia of Prose Illustrations · Elon Foster

Benevolence, Gain of

God can multiply a dollar given to Him as surely as compound interest grows money.

A few days ago, one of God's faithful stewards, a man endeavoring to glorify his heavenly Father with his substance, and to lay up treasure in heaven, made this remark to me: "I sat down, a night or two ago, and calculated the increase of a dollar at compound interest, and found, that, in less than two hundred and forty years, it amounted to more than two millions and a half of dollars. And I asked myself whether God would not make a dollar laid up for him grow as rapidly as it does by the laws of trade." Dr. Deems.

from New Cyclopaedia of Prose Illustrations · Elon Foster faithfulness

Benevolence, Reason for

A Christian uses loss as a reason to give more generously, trusting God's provision.

Mr. Thornton of Clapham was a noble-hearted Christian merchant. One morning, when he had received news of a failure that involved him in the loss of no less than a hundred thousand dollars, a minister from the country called at his counting-house to ask a subscription for an important object. Hearing that Mr. Thornton had suffered that loss, he apologized for having called. But Mr. Thornton took him kindly by the hand: "My dear sir, the wealth I have is not mine, but the Lord's. It may be he is going to take it out of my hands, and give it to another; and, if so, this is a good reason why I should make good use of what is left." He then doubled the subscription he had formerly intended to give.

from New Cyclopaedia of Prose Illustrations · Elon Foster

Debt

Avoiding debt is crucial to prevent hardship and maintain godly stewardship.

Hunger, cold, rags, hard work, contempt, suspicion, unjust reproach, are disagreeable; and debt is infinitely worse than them all. And, if it had pleased God to spare either or all of my sons to be the support and solace of my declining years, the lesson which I should have earnestly sought to impress upon them is, "Never run into debt! Avoid pecuniary obligation as you would pestilence or famine. If you have but fifty cents, and can get no more for a week, buy a peck of corn, parch it, and live on it, rather than owe any man a dollar. Greeley.

Debt, Beavilise

Debt leads to lying and trouble, so it must be avoided like a serious plague.

Lying rides upon Debt's back. The second vice is lying, the first is running in debt. Creditors have better memories than debtors; and creditors are a superstitious sect, great observers of set days and times. Those have a short Lent who owe money to be paid at Easter. Franklin.

Economy, Advantage of

Choosing small effort now prevents greater hardship later, like stooping to pick up a horseshoe.

A father picked up a horseshoe in the road, which his son refused to touch, and sold it for three farthings, with which he bought some cherries. They journeyed on, and the boy became thirsty and tired. The father dropped now and then a cherry, which the son was glad to pick up. When the last was eaten, the father said, "Look, my son! If you had chosen to stoop once, and pick up a piece of horseshoe, you would not have been obliged at last to stoop so often to pick up the cherries."

from New Cyclopaedia of Prose Illustrations · Elon Foster discipline

Economy, Description of

Economy fosters integrity and freedom, while profuseness leads to bondage and debt.

Economy is the parent of integrity, of liberty, and of ease, and the beauteous sister of temperance, of cheerfulness, and health; and profuseness is a cruel and crafty demon, that gradually involves her followers in dependence and debts; that is, fetters them with "irons that enter their souls."

— Hawksworth

from New Cyclopaedia of Prose Illustrations · Elon Foster

Economy, a Guardian

Economy guards property by preventing secret wastes that drain resources unnoticed.

The largest reservoirs, though fed by abundant and living springs, will fail to supply their owners with water, if secret leaks are permitted to drain off their contents. In like manner, though a man may by skill and energy convert his business into a flowing Pactolus, ever depositing its golden sands in his coffers, yet, through the numerous wastes of unfragal habits, he may live embarrassed, and die poor. Economy is the guardian of property, — the good genius whose presence guides the footsteps of every prosperous and successful man. Dr. Wise.

from New Cyclopaedia of Prose Illustrations · Elon Foster

Economy, Poor

Neglecting spiritual investment can cost far more than money, including family and future.

A close-fisted church-goer paid his pew-rent reluctantly, saying that he should waste no more money in that way. Nothing could change his resolution. He staid away from church, and his sons followed his example. They soon formed bad habits. The old man saved his pew-rent; but his boys squandered all his property, which they managed to get into their hands: and in his old age he was turned out into the world houseless and penniless. His five dollars had cost him over eight thousand dollars, and who can estimate all the other losses?

from New Cyclopaedia of Prose Illustrations · Elon Foster family values

Frugality, in Trifles

Small expenses accumulate and can lead to great financial ruin if unchecked.

What maintains one vice would bring up two children. You may think, perhaps, that a little tea, or a little punch now and then, diet a little more costly, clothes a little finer, and a little entertainment now and then, can be no great matter; but, remember, many a little makes a mickle. Beware of little expenses. A small leak will sink a great ship, as Poor Richard says; and, again, Who dainties love shall beggars prove; and, moreover, Fools make feasts, and wise men eat them. Franklin.

from New Cyclopaedia of Prose Illustrations · Elon Foster discipline

Funeral, A joyous

A miser's funeral became joyous by using his wealth to clothe the needy, showing true generosity.

A heartless, miserly old man died at an advanced age, possessed of considerable property, no portion of which could he be prevailed on, during life, to part with to the pressing necessities of those around him. His stewardship closed. At once niggardly and ostentatious, he left in his will, that "one thousand pounds should be expended on his funeral." To a benevolent lady of the neighborhood, whose earliest and latest thought had reference to the welfare of the necessitous, this happy suggestion occurred: "Why not benefit the poor by this strange injunction? Why not invite all the needy, infirm, and aged of the neighborhood to this rich man's funeral, and give them clothing suited to the ceremony?" The idea was adopted and carried out. It was a delightful funeral, — the most cheerful scene that had been witnessed there for years. No tears, no groans, no sighs, not a mourner visible; everybody smiling, and in tip-top spirits. The old women came trotting along, each in a warm comfortable cloak, new gown and bonnet; the old men in a full suit of decent black. None thought it necessary to look lugubrious and lachrymose, or other than they really felt, — heart-glad. Right joyous was the spectacle! and pleasant to many was the thought, that the old miser who had taken special care to aid no poor creatures when alive should have made so many aged hearts light and happy when he died. Yes; that was a funeral worth attending.

— Rev. Erskine Neale

Gifts, Using

Using gifts generously causes them to increase, while hoarding causes decline.

There is a story of some mountains of salt in Cumana, which never diminished, though carried away in much abundance by merchants; but when once they were monopolized to the benefit of a private purse, then the salt decreased, till afterwards all were allowed to take of it, when it had a new access and increase. The truth of this story may be uncertain; but the application is true: he that envies others the use of his gifts decays then, but he thrives most that is most diffusive. Spencer.

from New Cyclopaedia of Prose Illustrations · Elon Foster spiritual gifts

Mammon, a Friend

Using wealth as a servant for good transforms it into a faithful and productive tool.

If, instead of serving mammon, a man compels it to serve him; if, instead of making it his master, he uses it as his slave; if, instead of looking up to it, he places it beneath him, makes it look up towards himself, to know his will and do his bidding; if he thus regards it as an instrument, and employs it, as it may be employed, for the promotion of great and good objects, — why, then, its very nature will change: it will be faithful and devoted, pure and upright, tender and true; for it will partake the character and be filled with the spirit of its Master and Lord. The great brazen idol, when deposed from its unrighteous pre-eminence, broken to fragments, and stamped to dust under the foot of the man who stands over it, will be found to have become most precious. Its dust then turns into living seed, which can be scattered abroad by the strong hand, and sown beside all waters, and which will spring up, and be abundantly productive, — productive of that golden grain which is worthy of being gathered into the garner of God. Binney.

Money, Increase of

Money can multiply when invested wisely, producing increasing profits over time.

Money can beget money, and its offspring can beget more; and so on. Five shillings turned is six; turned again, it is seven and threepence; and so on till it becomes a hundred pounds. The more there is of it, the more it produces every turning; so that the profits rise quicker and quicker. He that destroys a breeding sow kills all her offspring to the thousandth generation. He that murders a crown destroys all that it might have produced, — soon scores of pounds.

— Franklin

Money, Keeping

Investing in education is a safer way to keep money than relying on earthly possessions.

It is foolish to allow our hearts to lean upon any earthly good, which must soon perish. It is like putting all one's money into the coat-pocket, which a clever thief may cut off and steal. A great man once told a youth to empty his purse into his head, if he wished to keep his money safely; meaning that a good education would be the best and surest investment for his little capital.

Parsimony, Baloons

Refusing to support defense led to Constantinople's fall and great loss.

When Constantinople was besieged by Mahomet, the emperor sold his jewels and even the church-plate to pay the soldiers for the defence of the city. Then he besought his rich yet penurious subjects to lend him more. They refused, and the city was captured, rich spoils were taken, and all was lost. So great was the plunder, that the Turks now say of any one grown suddenly rich, "He has been at the sacking of Constantinople."

Penuriousness, Penalty of

God disciplines those who refuse to be faithful stewards of their resources.

A charity was solicited of a prosperous merchant; but he said, "I shall not give you a dollar. I am done giving." Soon after, his great warehouse, the product of years of labor, was burned down. This was followed by news of the loss of his only ship at sea, and this by the breaking of the bank, by which all his means were swept away, and his family beggared. Then he learned that he was but a steward of God, and never again said that he was "done giving."

Punctuality, Importance of

Being punctual respects others' time and demonstrates stewardship of shared resources.

Eight ladies were to meet in the neighborhood of London, on a certain day at twelve o'clock. Seven were punctual; the eighth came in a quarter of an hour after the time with many apologies. She had no idea of its being so late. A Quaker lady present said, "Friend, I am not clear that we should admit thine apology. It were matter of regret that thou shouldst have wasted thine own quarter of an hour; but here are seven beside thyself whose time thou hast consumed, amounting in all to two hours and seven-eighths, which was not thine own."

from New Cyclopaedia of Prose Illustrations · Elon Foster faithfulness

Stewardship, Recognized

A lady recognizes all she has is God's loan to be generously shared with others.

A beggar upon the way asked something of an honorable lady. She gave him sixpence, saying, "This is more than ever God gave me."—"O madam!" says the beggar, "madam! you have abundance, and God hath given all that you have: say not so, good madam."—"Well," says she, "I speak the truth; for God hath not given, but lent unto me what I have, that I may bestow it upon such as thou art." Spencer.

from New Cyclopaedia of Prose Illustrations · Elon Foster generosity

Talents, Needed

True value lies in the skill and use of talents, not in the possession of tools alone.

Gainsborough became so enamored of the music made upon a fiddle by the great violinist Giardino, that he was frantic until he purchased the instrument (like the servant-girl in "The Spectator," he thought the music lay in the fiddle), which he purchased at a high figure, but was surprised and shocked when he found that the music of the instrument remained behind with Giardino: and all the scraping and screwing he could apply he could not coax out the music that had given him so much pleasure.

— Caughey

from New Cyclopaedia of Prose Illustrations · Elon Foster

Talents, Neglected

Neglecting to use entrusted resources wisely results in lost opportunities and accountability.

A man went to the bank in Middletown, Conn., asking and receiving specie for bills to the amount of a thousand dollars. He had kept these bills just as he had received them more than twenty years. If he had deposited them in a savings bank, and allowed them to remain on interest, he might have drawn almost three times the amount at the end of this long interval. How many men will appear at the judgment to give an account of their stewardship, with their talents as little improved by wise and diligent use!

Talents, Use of

Faithful use of resources produces abundant fruit and rewards from the master.

An Eastern allegory runs thus: A merchant, going abroad for a time, gave respectively to two of his friends two sacks of wheat each, to take care of against his return. Years passed: he came back, and applied for them again. The first took him into his storehouse, and showed them him; but they were mildewed and worthless. The other led him out into the open country, and pointed out field after field of waving corn, the produce of the two sacks given him. Said the merchant, "You have been a faithful friend. Give me two sacks of that wheat: the rest shall be thine."

from New Cyclopaedia of Prose Illustrations · Elon Foster faithfulness

Theift, Proverbs

Wise management and saving are better than foolish spending and poor bargains.

What is not needed is dear at a farthing. — Latin. — A fat kitchen has poverty for a neighbor. Saving is the first gain. — Italian. — Keep a thing seven years, and you'll find use for it. A fool may make money; but it needs a wise man to spend it. A good bargain is a pick purse. — English. — One cannot have a good pennyworth of bad ware. — French.

from New Cyclopaedia of Prose Illustrations · Elon Foster wisdom

Time, Appreciation of

Even a queen regrets wasted time and would trade riches for just a moment more.

"Millions of money for an inch of time!" cried Elizabeth, the Queen of England, upon her dying-bed. Reclining upon a royal couch, with ten thousand dresses in her wardrobe, and a kingdom on which the sun never set at her feet, she, who had wasted more than half a century, would now barter millions for an inch of time.

from New Cyclopaedia of Prose Illustrations · Elon Foster

Time, Complaining of

People complain about short time yet waste it on unproductive or wrong activities.

We all complain of the shortness of time; and yet we have more than we know what to do with. Our lives are spent either in doing nothing at all, or in doing nothing to the purpose, or in doing nothing that we ought to do. We are always complaining that our days are few, and acting as though there would be no end of them. Seneca.

from New Cyclopaedia of Prose Illustrations · Elon Foster

Time, Fragments of

Using small fragments of time wisely enriches life like mining precious gems.

In the Palace of Industry, there were several curious specimens of art, wrought by humble individuals out of such fragments of time as they could secure from their regular occupations. On the preciousness of moments I no gold or gems can be compared to them. Yet all have them; while some are thereby enriched, and others leave themselves in poverty. The wealth of time is like gold in the mine, like the gem in the pebble, like the diamond in the deep. The mine must be worked, the pebble ground and polished, the deep fathomed and searched.

— J. Stoughton

from New Cyclopaedia of Prose Illustrations · Elon Foster

Time, Improvement of

Even diligent toil can feel wasted without meaningful improvement of time.

The learned Grotius had for his motto Hora ruit. By it he lived, improving every moment; yet so great was his sense of non-improvement, that at his death he cried, "I have wasted my life in incessant toil, and have done nothing."

from New Cyclopaedia of Prose Illustrations · Elon Foster

Everything we make is available for free because of a generous community of supporters.

Donate