Martyn-Lloyd Jones emphasizes the critical choice between serving God and worldly possessions, urging Christians to lay up treasures in heaven rather than on earth. He explains that earthly treasures are temporary and subject to decay, while heavenly treasures are eternal and secure. The preacher warns that worldliness can subtly infiltrate the lives of believers, affecting their hearts, minds, and wills, ultimately leading to a divided loyalty. He stresses the importance of self-examination to determine where one's true allegiance lies, as one cannot serve both God and mammon. The sermon serves as a call to prioritize spiritual wealth over material gain.

Thomas Brooks emphasizes the critical choice presented by Christ to the young man in the Gospel, who was offered eternal treasures in exchange for his earthly possessions. Despite the promise of heavenly rewards, the young man chose to prioritize his temporary wealth, ultimately missing out on salvation. Brooks warns that many people today similarly squander their time and opportunities for eternal life, choosing fleeting pleasures over lasting fulfillment. The sermon serves as a call to recognize the value of spiritual over material wealth and to seize the opportunities for salvation before they slip away.