According to Scripture, individuals are responsible for managing their financial obligations in a way that honors God. The Psalms encourage believers to pay their debts, noting that the wicked borrow but do not pay back, while the righteous give generously. In Romans, Paul teaches that believers should render to everyone what is owed, including taxes and respect. The principle of lending without expecting repayment is also highlighted in Luke, where Jesus teaches about loving one's enemies and doing good without expecting anything in return, and in Proverbs, where kindness to the poor is seen as lending to the Lord.
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Pay everyone what you owe him: taxes to whom taxes are due, revenue to whom revenue is due, respect to whom respect is due, honor to whom honor is due. Be indebted to no one, except to one another in love. For he who loves his neighbor has fulfilled the law. The commandments “Do not commit adultery,” “Do not murder,” “Do not steal,” “Do not covet,” and any other commandments, are summed up in this one decree: “Love your neighbor as yourself.” Love does no wrong to its neighbor. Therefore love is the fulfillment of the law.
And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. But love your enemies, do good to them, and lend to them, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High; for He is kind to the ungrateful and wicked. Be merciful, just as your Father is merciful.
And my God will supply all your needs according to His glorious riches in Christ Jesus.
My son, if you have put up security for your neighbor, if you have struck hands in pledge with a stranger, if you have been trapped by the words of your lips, ensnared by the words of your mouth, then do this, my son, to free yourself, for you have fallen into your neighbor’s hands: Go, humble yourself, and press your plea with your neighbor. Allow no sleep to your eyes or slumber to your eyelids. Free yourself, like a gazelle from the hand of the hunter, like a bird from the snare of the fowler.
No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and money.”
Jesus also said to His disciples, “There was a rich man whose manager was accused of wasting his possessions. So he called him in to ask, ‘What is this I hear about you? Turn in an account of your management, for you cannot be manager any longer.’ The manager said to himself, ‘What shall I do, now that my master is taking away my position? I am too weak to dig and too ashamed to beg. I know what I will do, so that after my removal from management, people will welcome me into their homes.’ And he called in each one of his master’s debtors. ‘How much do you owe my master?’ he asked the first. ‘A hundred measures of olive oil,’ he answered. ‘Take your bill,’ said the manager. ‘Sit down quickly, and write fifty.’ Then he asked another, ‘And how much do you owe?’ ‘A hundred measures of wheat,’ he replied. ‘Take your bill and write eighty,’ he told him. The master commended the dishonest manager because he had acted shrewdly. For the sons of this age are more shrewd in dealing with their own kind than are the sons of light. I tell you, use worldly wealth to make friends for yourselves, so that when it is gone, they will welcome you into eternal dwellings. Whoever is faithful with very little will also be faithful with much, and whoever is dishonest with very little will also be dishonest with much. So if you have not been faithful with worldly wealth, who will entrust you with true riches? And if you have not been faithful with the belongings of another, who will give you belongings of your own? No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and money.” The Pharisees, who were lovers of money, heard all of this and were scoffing at Jesus. So He said to them, “You are the ones who justify yourselves before men, but God knows your hearts. For what is prized among men is detestable before God. The Law and the Prophets were proclaimed until John. Since that time, the gospel of the kingdom of God is being preached, and everyone is forcing his way into it. But it is easier for heaven and earth to pass away than for a single stroke of a pen to drop out of the Law. Anyone who divorces his wife and marries another woman commits adultery, and he who marries a divorced woman commits adultery. Now there was a rich man dressed in purple and fine linen, who lived each day in joyous splendor. And a beggar named Lazarus lay at his gate, covered with sores and longing to be fed with the crumbs that fell from the rich man’s table. Even the dogs came and licked his sores. One day the beggar died and was carried by the angels to Abraham’s side. And the rich man also died and was buried. In Hades, where he was in torment, he looked up and saw Abraham from afar, with Lazarus by his side. So he cried out, ‘Father Abraham, have mercy on me and send Lazarus to dip the tip of his finger in water and cool my tongue. For I am in agony in this fire.’ But Abraham answered, ‘Child, remember that during your lifetime you received your good things, while Lazarus received bad things. But now he is comforted here, while you are in agony. And besides all this, a great chasm has been fixed between us and you, so that even those who wish cannot cross from here to you, nor can anyone cross from there to us.’ ‘Then I beg you, father,’ he said, ‘send Lazarus to my father’s house, for I have five brothers. Let him warn them, so that they will not also end up in this place of torment.’ But Abraham replied, ‘They have Moses and the prophets; let your brothers listen to them.’ ‘No, father Abraham,’ he said, ‘but if someone is sent to them from the dead, they will repent.’ Then Abraham said to him, ‘If they do not listen to Moses and the prophets, they will not be persuaded even if someone rises from the dead.’”
Poverty and shame come to him who ignores discipline, but whoever heeds correction is honored.
If you lend money to one of My people among you who is poor, you must not act as a creditor to him; you are not to charge him interest. If you take your neighbor’s cloak as collateral, return it to him by sunset, because his cloak is the only covering he has for his body. What else will he sleep in? And if he cries out to Me, I will hear, for I am compassionate.
Will a man rob God? Yet you are robbing Me! But you ask, ‘How do we rob You?’ In tithes and offerings. You are cursed with a curse, yet you—the whole nation—are still robbing Me. Bring the full tithe into the storehouse, so that there may be food in My house. Test Me in this,” says the LORD of Hosts. “See if I will not open the windows of heaven and pour out for you blessing without measure. I will rebuke the devourer for you, so that it will not destroy the fruits of your land, and the vine in your field will not fail to produce fruit,” says the LORD of Hosts. “Then all the nations will call you blessed, for you will be a land of delight,” says the LORD of Hosts.
Now if your countryman becomes destitute and cannot support himself among you, then you are to help him as you would a foreigner or stranger, so that he can continue to live among you. Do not take any interest or profit from him, but fear your God, that your countryman may live among you. You must not lend him your silver at interest or sell him your food for profit.
And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. But love your enemies, do good to them, and lend to them, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High; for He is kind to the ungrateful and wicked.
In you they take bribes to shed blood. You engage in usury, take excess interest, and extort your neighbors. But Me you have forgotten, declares the Lord GOD.
The foreigner living among you will rise higher and higher above you, while you sink down lower and lower. He will lend to you, but you will not lend to him. He will be the head, and you will be the tail. All these curses will come upon you. They will pursue you and overtake you until you are destroyed, since you did not obey the LORD your God and keep the commandments and statutes He gave you.
having canceled the debt ascribed to us in the decrees that stood against us. He took it away, nailing it to the cross!
Do not withhold good from the deserving when it is within your power to act. Do not tell your neighbor, “Come back tomorrow and I will provide”— when you already have the means.