The Bible teaches that borrowing and lending are governed by principles of wisdom and responsibility. According to Proverbs, debt can lead to enslavement, as "the borrower is servant to the lender" (Proverbs 22:7). Jesus uses the example of counting the cost of a tower to illustrate the importance of careful financial planning (Luke 14:28). Additionally, the parable of the unfaithful steward warns that faithfulness in handling earthly resources is a prerequisite for true stewardship (Luke 16:11), and Proverbs emphasizes the value of leaving an inheritance for future generations (Proverbs 13:22) and the benefits of prudent management (Proverbs 21:20).
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Which of you, wishing to build a tower, does not first sit down and count the cost to see if he has the resources to complete it?
So if you have not been faithful with worldly wealth, who will entrust you with true riches?
A good man leaves an inheritance to his children’s children, but the sinner’s wealth is passed to the righteous.
Precious treasures and oil are in the dwelling of the wise, but a foolish man consumes them.
Be indebted to no one, except to one another in love. For he who loves his neighbor has fulfilled the law.
Do not be one who gives pledges, who puts up security for debts. If you have nothing with which to pay, why should your bed be taken from under you?
The LORD will open the heavens, His abundant storehouse, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations, but borrow from none.
A good name is more desirable than great riches; favor is better than silver and gold.
Pay everyone what you owe him: taxes to whom taxes are due, revenue to whom revenue is due, respect to whom respect is due, honor to whom honor is due.