Scripture teaches that lending to others is a fundamental aspect of Christian living, while borrowing should be approached with caution. The book of Psalms notes that those who borrow are slaves to the lender, as seen in Psalms 37:21. Proverbs 22:7 and Proverbs 22:26-27 also warn against the dangers of debt, emphasizing the importance of prudent financial management. In the New Testament, Jesus instructs His followers to lend generously, as recorded in Luke 6:30 and Matthew 5:42, highlighting the value of kindness and generosity in relationships.
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Give to everyone who asks you, and if anyone takes what is yours, do not demand it back.
Give to the one who asks you, and do not turn away from the one who wants to borrow from you.
Do not be one who gives pledges, who puts up security for debts. If you have nothing with which to pay, why should your bed be taken from under you?
If a man borrows an animal from his neighbor and it is injured or dies while its owner is not present, he must make full restitution.
Be indebted to no one, except to one another in love. For he who loves his neighbor has fulfilled the law.