Congress has proposed expanding the US Postal Service to act as a commercial bank. Critics believe it is a way to get Americans to unwittingly pay off the USPS debt of $51 billion. The Post Office has operated at a loss for many decades. There is no reason it will not continue to do so as a bank. The only difference is that the losses will be larger and, as usual, passed along to taxpayers. ZeroHedge 2016 Feb 4Read the rest of the story - http://www.zerohedge.com/news/2016-02-04/congress-wants-turn-us-postal-service-bankWarning: Do not bank at the Bank of the Post Office.